why Rto?

SmartWay Benefits

Easy and Fast Approval

Complete a quick easy order form and our verification team will get the process started

Flexible Payment Options

Weekly, Bi-Weekly Semi-Monthly or Monthly payment options are available to meet everyone’s needs.

Smart Money

Get 2% back in Smart Money!

Early Purchase or Buy-Out Options

Another great way to save money! After the “Same As Cash” period ends, you can choose to exercise your Early Purchase or Buy Out options. You’ll still receive big savings if you choose this option to pay in full your account early

No Credit Needed

Even if you have no credit or if your credit isn’t the best, you can still be approved.

High Quality Brand Name

Our stores carry brand name merchandise that you know and trust.

Delivery and Set-up

Delivery and set-up of the items you rent.

Service and Repairs

Service and repairs are always covered for manufacturer’s defects. We will repair the item or replace it with a like item*

Shop without the restrictions big-box retailers put on you and your budget. With the SmartWay Promise, enjoy the power to get the things you want, pay the way you can afford and live life on your terms!